Interactive tool · Central Ohio
What will I actually net?
Enter your home value, your mortgage balance, and a few specifics. You see the same line-item math that shows up at the closing table, four months earlier.
Your numbers
Start with your expected sale price and loan balance. Adjust the rest to match your situation.
Current loan balance, plus any second lien or HELOC.
Negotiable; 3% is typical.
Per the listing agreement; 2.5 to 3% is typical.
0 to 2% is typical in the current market.
Title insurance, escrow, and recording.
Ohio collects in arrears, so you credit the buyer at closing. Roughly half a year's taxes is a common starting point.
$400 to $800 if you cover it. Optional.
From inspection negotiation.
Staging, photography, deep clean, paint.
The line items
The same math that shows up at the closing table, four months earlier.
Sale price
Your expected sale price
$450,000
Mortgage payoff
Current loan balance
− $220,000
Listing commission
3% to the listing side
− $13,500
Buyer-agent commission
2.5% per the listing agreement
− $11,250
Seller concessions
1% of sale price
− $4,500
Title fees and closing costs
Title insurance, escrow, recording
− $2,200
Ohio conveyance fee
Estimated at $2 per $1,000. County totals run $1 to $4 per $1,000; your title company confirms yours
− $900
Prorated property taxes
Ohio collects in arrears; credited to the buyer
− $3,000
Home warranty
If you cover it
− $0
Estimated repairs
Inspection negotiation
− $1,500
Pre-listing prep
Staging, photo, clean, paint
− $1,200
Estimated net proceeds
$191,950
Estimates for planning, not a closing statement. Title fees, tax prorations, and county conveyance rates vary. The Seller Playbook walks through every line.
Built for Central Ohio sellers, with Ohio-specific tax and closing math throughout.
The full context
The calculator is one chapter of the Seller Playbook.
The playbook adds what the calculator cannot: your suburb's comp picture, the prep that pays, and the timing. Free, in your inbox within a day.
Cost to sell, answered
What selling costs in Ohio
The common questions behind the math. For the full breakdown, read the full cost-to-sell breakdown.
What does it cost to sell a house in Ohio?
What is a seller net sheet?
How is the Ohio transfer tax calculated?
Are property taxes prorated when I sell in Ohio?
Is the net sheet calculator free?
Want this run against your actual address?
The custom version uses your real payoff, your county's rates, and live comps. Book a call or ask on the contact page, and I will run it for you personally.
Aaron Leddy · REALTOR® · Red 1 Realty · Serving Central Ohio
